ECO4 (Energy Company Obligation) — Who Qualifies & How Much (2026)

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In short: Funded by energy suppliers, ECO4 helps lower-income households (on qualifying benefits, with an EPC of D or below) with free or subsidised insulation and heating upgrades. Ends 31 December 2026, with the Warm Homes Plan taking over.

Amount	Free/subsidised insulation & heating
Who	Low-income / on qualifying benefits + poorer EPC
Status	Open (ends 31 Dec 2026)
Applies in	England, Wales, Scotland
Covers	Home Insulation, Air Source Heat Pumps
Official page	https://www.gov.uk/energy-company-obligation

Questions

Am I eligible for ECO4?

Generally if someone in the household receives a qualifying benefit (e.g. Universal Credit, Pension Credit) and the home is energy-inefficient. Eligibility is assessed by the installer/supplier — check GOV.UK.

Check if you qualify →

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